Investing in 2026: A Love Letter to Your Future Self
Sign up, invest, and Acorns drops $5 into your account.
Every January we swear we’re going to eat better, move more, and finally become that glowing, hydrated version of ourselves.
Cool.
But what if this year we also took care of our future selves financially?
I’m not talking about becoming a Wall Street wizard or living on ramen so you can “invest aggressively.” I’m talking about small, boring, consistent money habits that quietly add up while you’re busy living your life.
For the last five years, I’ve been using Acorns. I picked an amount, set it to deposit automatically, and then I stopped thinking about it. Period. No drama. No willpower required. Money goes in whether I feel rich, broke, motivated, or mildly annoyed with the world.
Even $5 a week makes a difference.
Or $10.
Or $25.
Or $50.
Or $100+ if that’s your lane. (Look at you, Mr. Moneybags!)
The amount matters less than the habit. Consistency beats perfection every single time.
We spend a lot of energy taking care of other people. We show up. We give. We support. This is about quietly having your own back. Rainy days happen. Aging happens. Surprise expenses love to pop up uninvited. Future You will be very grateful you started now.
A heads-up about Acorns’ current offer
Acorns is running a limited-time referral offer that makes it a smart moment to jump in.
When you sign up and make your first investment, you get a $5 bonus added to your Invest account to get things rolling. Free money that actually gets invested, not just waved at you.
The offer runs through 12/21/2025.
I’m sharing this because it’s genuinely worked for me, not because I think money talk needs to be scary or complicated. It doesn’t. Small steps count. Automation is your best friend. And starting imperfectly beats waiting forever.
So maybe in 2026, along with fewer carbs or more steps or whatever else you’ve promised yourself, you also decide to quietly say:
“I’ve got you” to the person you’re becoming.
Future You deserves that kind of care.